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HATI-HATI, TRANSAKSI INI BERISIKO TINGGI. ANDA DAPAT SAJA MENGALAMI KERUGIAN ATAU KEHILANGAN UANG. JANGAN BERUTANG JIKA TIDAK MEMILIKI KEMAMPUAN MEMBAYAR. PERTIMBANGKAN SECARA BIJAK SEBELUM BERTRANSAKSI.

Cairin

TKB0: TKB30: TKB60: TKB90:
Diperbarui pada : 2021/7/16

Cairin is a trusted online unsecured loan platform that is licensed and supervised by the OJK. Cairin provides easy multipurpose loans to meet your urgent needs. Cairin prioritizes information security and has achieved ISO certification: ISO/IEC 27001:2013

Our Products


  • Step 1
    Download the application, and enter your cellphone number to register/enter the Cairin Application. Then select the borrower and verify the cellphone number.
  • Step 2
    Click "Apply now", fill in personal data and activate the limit.
  • Step 3
    Select the loan amount and tenor. And click "continue" to start submitting. Make sure you read and understand the loan agreement to find out the loan details.
  • Step 4
    After your application is successful, the funds will be disbursed to the account you have registered.
  • Step 1
    Download app and register your mobile number, then select the Lender role.
  • Step 2
    Select the lending product and review the rules and the potential returns of the selected lending product.
  • Step 3
    Select the borrower to lend to, then top up the fund to your lending funds account (RDL), according to the loan nominal amount.
  • Step 4
    After the borrower has paid off the loan, the loan payment and its returns will be transfered to your lending funds account (RDL).

Our Advantages



Easy Application

Just 3 easy steps to complete the loan application process.



Friendly Interest

Friendly interest rates, in accordance with the applicable POJK.




Easy Payment

The loan payment process can be done through a virtual account.




Easy Application

Just 3 easy steps to complete the loan application process.




Friendly Interest

Friendly interest rates, in accordance with the applicable POJK.




Easy Payment

The loan payment process can be done through a virtual account.





User Reviews


Gaga

Aplikasi Cairin terbaik dari semua aplikasi yang pernah saya coba. Bunganya ringan, tenornya juga tinggi. Terima kasih cairin.


Setiadi Raharjo

Salah satu Platform Fintech Lending yang keren. Aplikasi Cairin sangat membantu disaat sedang butuh dana. Pengajuan cepat dan tidak ribet.


Randika Akbar

Pinjam di Aplikasi Cairin prosesnya cepat dan gak ribet. Layanan CS nya cepat tanggap saat dihubungi. Pertahankan terus, Cairin the best.


Gaga

Aplikasi Cairin terbaik dari semua aplikasi yang pernah saya coba. Bunganya ringan, tenornya juga tinggi. Terima kasih cairin.


Setiadi Raharjo

Salah satu Platform Fintech Lending yang keren. Aplikasi Cairin sangat membantu disaat sedang butuh dana. Pengajuan cepat dan tidak ribet.


Randika Akbar

Pinjam di Aplikasi Cairin prosesnya cepat dan gak ribet. Layanan CS nya cepat tanggap saat dihubungi. Pertahankan terus, Cairin the best.





Apply for a CAIRIN Online Loan Now!


Get a cash loan online easily, high limit, and low interest as a solution for your urgent needs.


Announcement

  • 1. Information Technology-Based Co-Funding Services is a civil agreement between Lender with and Borrower, so all the risk which arise from that agreement is completely covered by each party.
  • 2. Credit Risk or Payment Default and all the losses from or related with the loan agreement fully covered by Lender. There is no institution or state authority is responsible for the payment default risk and the losses.
  • 3. The Operator with the consent of each User (Lender and/or Borrower) accesses, obtains, stores, manages and/or uses the User's personal data ('Utilization of Data') on or in objects, electronic devices (including smartphone or cellular phone), hardware or software, electronic documents, applications or electronic systems belonging to the User or controlled by the User, by informing the relevant User of the purpose, limitations and mechanisms for the Utilization of Data before obtaining the intended consent.
  • 4. Lenders who do not have knowledge and experience in lending and borrowing are recommended not use this service.
  • 5. Borrower must consider the loan interest rate and other costs according to their ability to repay the loan.
  • 6. Every fraud is record digitally in cyberspace and can be known by the wider public on social media.
  • 7. User must read and understand this information before making a decision to become a Lender or Borrower.
  • 8. The government, in this case the Financial Services Authority, is not responsible for any violation or non-compliance by User, whether Lender or Borrower (whether due to the User's intention or negligence) of the provisions of statutory regulations or agreements or engagements between the Operator and the Lender and/or Borrower.
  • 9. Every lending and borrowing transaction and activity or implementation of an agreement regarding lending and borrowing between or involving the Organizer, Lender and/or Borrower must be carried out through an escrow account and virtual account as required under Financial Services Authority Regulation 10/POJK.05/2022 concerning Information Technology-Based Co-Funding Services (LPBBTI) and violation or non-compliance with these provisions is evidence that a legal violation has occurred by the Operator so that the Operator is obliged to bear the compensation suffered by each User as a direct result of the violation of the law mentioned above without reducing the rights Users who suffer losses according to the Civil Code.
  • 10. User/borrower data submitted via Cairin application will be reported as well to the Fintech Data Center (FDC) or Pusdafil.
  • 11. That the Lender is aware of and fully bears the risks of providing a loan;
  • 12. That the Borrower is aware of the risk of losing assets or wealth due to payment default;
  • 13. That the Borrower has known, considered and agreed to all applicable interest rates and fees in accordance with their ability to repay the loan;
  • 14. That the Lender are required to learn basic knowledge regarding (LPBBTI) before providing loans;
  • 15. That every fraud and illegal act is fully reported to the Financial Services Authority (OJK) and the wider public in accordance with applicable laws and regulations;
  • 16. That the credit records of Borrower will be reported periodically to the Financial Services Authority for the purposes of the Fintech Lending Data Center which will be used jointly with national banking industry players and other financial industries;
  • 17. That the Borrower has read and studied each term and condition.